Summary of Benefits
TravelMedical+ Plans
Medical Expenses
Maximum Limits:
US$ 50,000 (Available up to 74 years old).
US$ 100,000 (Available up to 69 years old).
US$ 500,000 (Available up to 64 years old).
US$ 1,000,000 (Available up to 64 years old).
US$ 50,000 (Available up to 74 years old).
US$ 100,000 (Available up to 69 years old).
US$ 500,000 (Available up to 64 years old).
US$ 1,000,000 (Available up to 64 years old).
Local Ambulance Expenses
Included in the Medical Expense Benefit.
Inside USA, maximum US$ 10,000.
Inside USA, maximum US$ 10,000.
Dental Emergency
Accident Coverage up to US$ 500.
Sudden Relief of Pain up to US$ 200.
Sudden Relief of Pain up to US$ 200.
Coma
Máximo US$ 50,000 1% por mes.
Medical Evacuation / Repatriation
US$ 500,000.
Emergency Reunion
US$ 50,000.
Daily Benefit: US$ 200 per day, 10-day limit.
Daily Benefit: US$ 200 per day, 10-day limit.
Return of Remains
US$ 50,000.
US$ 5,000 Local Burial or Cremation.
US$ 5,000 Local Burial or Cremation.
Transportation of Children
US$ 50,000.
Accidental Death & Dismemberment
US$ 25,000 Primary Insured or Travel Companion. US$ 5,000 for Dependent Child(ren).
Aggregate limit of US$ 250,000.
Aggregate limit of US$ 250,000.
Common Carrier AD&D
US$ 50,000 Primary Insured or Travel Companion. US$ 10,000 for Dependent Child(ren).
Aggregate limit of US$ 250,000.
Aggregate limit of US$ 250,000.
Security Assistance / Political Evacuation
US$ 10,000.
Natural Disaster
US$ 50,000.
Daily Benefit: US$ 100 per day, 5-day limit.
Daily Benefit: US$ 100 per day, 5-day limit.
Terrorist Activity
US$ 25,000.
Acute Onset of Pre-Existing Conditions
US$ 50,000 (Age 65+ US$ 10,000).
Inside USA: US$ 10,000 (Age 65+ US$ 5,000)
Inside USA: US$ 10,000 (Age 65+ US$ 5,000)
Adventure Activities Coverage
Optional upgrade: Medical Expense maximum.
Covid-19 Treatment
Up to medical expenses or US$ 100,000, whichever is less.
Additional Hospital Indemnity
US$ 150 per day, 30 days limit
Trip Interruption
US$ 5,000.
US$ 500 Protección de entrada fronteriza.
US$ 500 Protección de entrada fronteriza.
Trip Interruption
US$ 5,000.
US$ 500 Border Entry Protection.
US$ 500 Border Entry Protection.
Trip Delay
US$ 100 per day, 2-day limit per occurrence.
Baggage / Personal Effects
US$ 500 por occurencia.
US$ 50 per article. US$ 100 Lost or Stolen Travel Documents.
US$ 50 per article. US$ 100 Lost or Stolen Travel Documents.
Personal Liability
US$ 50,000.
Home Country Coverage
Incidental Trips to Home Country: US$ 10,000.
Home Country Extension of Benefits: US$ 10,000.
Home Country Extension of Benefits: US$ 10,000.
Schengen Visa Compatibility
Yes.
Travel Assistance Services
Included.
Coinsurance
No Coinsurance, plan pays 100% of eligible expenses except USA.
Inside USA:
In PPO network: 90% of first US$ 5,000, then 100% to Medical Maximum.
Out of PPO network: 80% of first US$ 5,000, then 100% to Medical Maximum.
Inside USA:
In PPO network: 90% of first US$ 5,000, then 100% to Medical Maximum.
Out of PPO network: 80% of first US$ 5,000, then 100% to Medical Maximum.
Deductible
Options US$: 0, 100, 250 or 500.
Age 65+ US$: 0, 250 or 500.
Age 65+ US$: 0, 250 or 500.
Underwriter
Certain Underwriters at Lloyd’s, London
Tramont Insurance Company Limited for Canada, Switzerland and Australia
Tramont Insurance Company Limited for Canada, Switzerland and Australia