Summary of Benefits

 

Preferred Plans

Trip Cancellation
Optional upgrade: 100% of trip cost.
Medical Expenses
Maximum Limits:
US$ 50,000 / US$ 100,000 with medical upgrade.
Medical Upgrade not available to New Hampshire Residents.
Local Ambulance Expenses
Included in the Medical Expense Benefit.
Dental Emergency
US$ 750.
Medical Evacuation / Repatriation
US$ 500,000.
Emergency Reunion
Included.
Return of Minor Child(ren)
Included.
Return of Remains
Included.
Accidental Death & Dismemberment
US$ 10,000.
Additional upgrade: US$ 15,000.
Security Assistance / Political Evacuation
US$ 100,000.
Preexisting conditions
Covered If you purchase your plan within 21 days of the initial trip deposit and you insure the full non-refundable cost of your trip. 180 days look-back period.
Trip Interruption
Optional upgrade: 150% of Trip Cost.
Trip Delay
US$ 1,000.
US$ 200 per day. After a 6+ hours delay.
Missed Connection
US$ 500.
After a 3+ hours delay.
Itinerary Change
US$ 500.
Cancel for Any Reason Coverage
Optional upgrade: 75% of non-refundable trip cost.
Cancel for Work Reasons
Optional upgrade: Up to 100% of trip cost.
Baggage / Personal Effects
US$ 1,000.
US$ 250 per article. US$ 500 valuable combined limit.
Baggage Delay
US$ 300.
After a 12+ hours delay.
Air Flight Accidental Coverage
Optional upgrade: US$ 50,000.
US$ 25,000 for Residents of New Hampshire.
Rental Car Damage
Optional upgrade: US$ 50,000.
Travel Assistance Services
Included.
Benefit for Kids
Kids under 18 included at No Additional Cost.
Coinsurance
No Coinsurance.
After Deductible, the plan pays 100% to the selected Medical Maximum.
Deductible
US$ 50 per person per occurrence.
Deductible waived with medical upgrade.
Underwriter
Arch Insurance Company
+1 310 694-8453