Summary of Benefits


Symphony+ Presto

Medical Expenses
Maximum Limits:
US$ 25,000 / US$ 50,000
US$ 100,000 / US$ 200,000.
Age 80+ US$ 25,000.
Medical Evacuation / Repatriation
US$ 100,000 in addition to Medical Expense Benefit.
Age 80+ US$ 25,000.
Emergency Reunion
Included in Emergency Medical Evacuation Benefit.
Additional Hospital Indemnity
Hospitalization US$ 100 per night.
Coma US$ 50,000 1% per month.
Local Ambulance Expenses
Included in Medical Expenses benefits.
Return of Remains
Included in Emergency Medical Evacuation Benefit.
Return of Minor Child(ren)
Included in Emergency Medical Evacuation Benefit.
Accidental Death & Dismemberment
US$ 25,000.
Dental Emergency
Accident Coverage up to US$ 500.
Sudden Relief of Pain up to US$ 250.
Trip Interruption
US$ 5,000.
Return air only up to US$ 1,000 maximum per person.
Trip Delay / Missed Connection
US$ 500.
Including up to US$ 150 per day for accommodations and meals.
Lost Baggage Coverage
Optional upgrade: US$ 1,000.
Up to US$ 250 per article and US$ 500 valuable combined limit.
Baggage Delay
US$ 200.
Flight Accident Coverage
Optional upgrade: US$ 100,000.
Travel Assistance Services
Preexisting conditions
Waived for Medical Evacuation / Repatriation Benefit.
Refer to the Outline of Coverage for terms and conditions.
US$ 50 per person per occurrence.
No Coinsurance, Plan pays 100% of eligible expenses except USA and Canada. For USA and Canada destinations, Plan pays 80% of first US$ 5,000, then 100% up to Medical Maximum.
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